Pay Later
Ksport is proud to offer Affirm financing – a secure and easy to use payment option that allows you to buy now and pay later.
Frequently Asked Questions
Does Affirm Report to any Credit Bureaus?
For some purchases, Affirm will report to Experian.
When you first create an Affirm account, they perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
How may using Affirm affect my credit score?
These things won’t affect your credit score
Creating an Affirm Account
Seeing if you prequalify
These things may affect your credit score
Making a purchase with Affirm
Your payment history with Affirm
How much credit you’ve used
How long you’ve had credit
Are there any interest or fees associated with Affirm Loans?
Affirm loans vary between 10% – 36% APR simple interest (0% APR is offered at select merchants). The corresponding finance charge is the only fee associated with an Affirm loan – they don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm strives to always be more transparent and fair than any other form of financing. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.
What is required to have an Affirm account?
To sign up for Affirm, you must
Be a resident of the U.S. (including U.S. territories).
Be at least 18 years old (19 if you’re a ward of the state in Nebraska).
Have a Social Security number.
Own a phone number that receives SMS and is registered to the United States or U.S. territories.
How It Works
Simply add items to your cart, then select “Affirm” as your payment option at checkout. You will be temporarily redirected to Affirm where you’ll enter basic information, then you’ll know instantly if you’re approved.
Make Payment Via Affirm.Com
Sign in to your Affirm account.
Navigate to Pay.
Click Make one-time payment.
Select how much you want to pay and when.
Add or select a payment method. Click Continue.
Review the payment amount, method, and date.
Click Submit payment.
Make Payment Via Affirm App
Download the free Affirm app from the App Store (iOS) or the Google Play Store (Android).
Sign in to your account.
Navigate to Manage.
Tap on the purchase you want.
Choose the payment amount, date, and method.
Select Pay now.